ACL Validation – The ACL is one of the largest estimated items on the balance sheet. Implications for overfunding or underfunding the allowance can either impact shareholder value or expose the institution to additional risk or bring about additional regulatory scrutiny. This process should include sound documentation of both internal and external issues that may impact losses in the loan portfolio.

To learn more about our ACL Validation services, please read, download or print our ACL-Validation service sheet.